Chief Financial Officer

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Company: Gregory & Appel Insurance

Location: Indianapolis, IN 46227

Description:

Job Description
The Chief Financial Officer, CFO, will serve as a key strategic partner to the CEO, President and executive team, providing financial leadership and oversight for a growing independent insurance agency with $40M in recurring revenue and 165 employees. This role will be responsible for all aspects of financial strategy, planning, and operations while driving agency growth and operational excellence. The ideal candidate will bring strong financial leadership experience from professional services, recurring revenue businesses, or financial services industries, with the ability to quickly learn and adapt to the insurance agency business model.

Key Responsibilities

Strategic Leadership

  • Partner with CEO, President and executive team to develop and execute agency-wide strategic initiatives
  • Lead long-term financial planning and forecasting, with specific focus on recurring revenue streams
  • Drive business perpetuation strategy, including ownership transition planning and valuation
  • Lead M&A strategy, including target identification, due diligence, deal structuring, and post-merger integration
  • Provide data-driven insights on business performance and strategic opportunities
  • Develop and monitor key performance indicators for growth and operational efficiency
  • Structure and execute internal ownership transfer programs


Financial Management

  • Oversee all financial operations including accounting, financial planning and analysis, treasury, and tax
  • Develop and maintain robust financial controls and risk management systems
  • Lead annual budgeting process and monthly/quarterly forecasting
  • Manage banking relationships and ensure adequate capital structure
  • Drive operational efficiency and process improvement initiatives


Team Leadership

  • Build and mentor a high-performing finance team
  • Foster a culture of excellence, accountability, and continuous improvement
  • Serve as a trusted advisor to department heads on financial matters
  • Lead cross-functional initiatives requiring financial expertise


Experience and Skills
Years of Experience:

  • 7+ years in senior financial leadership roles
  • 15+ years of progressive finance experience


Education:

  • Bachelor's degree in Finance, Accounting, or related field.
  • MBA and/or CPA preferred


Technical Skills

Required:

  • Deep expertise in financial planning, analysis, and modeling
  • Strong understanding of GAAP and financial reporting requirements
  • Proven experience managing recurring revenue business models
  • Proficiency with ERP systems and financial software
  • Experience with data analytics and business intelligence tools
  • Track record of managing complex commission/incentive structures
  • Demonstrated expertise in M&A due diligence and deal execution
  • Experience in business valuation and ownership transition planning
  • Background in structuring buy-sell agreements and succession plans
  • Excellence in building and analyzing financial models for business valuation
  • Experience with trust accounting and/or managing client funds


Preferred:

  • Knowledge of insurance agency metrics and KPIs
  • Familiarity with agency management systems
  • Understanding of carrier contingency bonus programs
  • Experience with premium finance operations
  • Background in professional services or financial services industry
  • Experience with generational business transitions
  • Knowledge of ESOP and other ownership transfer structures


Leadership & Soft Skills

  • Proven track record of leading and developing high-performing teams
  • Outstanding communication and presentation skills
  • Strategic mindset with strong business acumen
  • Change management and process improvement expertise
  • Ability to influence and collaborate across all levels of organization


Job Benefits
  • Medical, Dental & Vision
  • Short-Term & Long-Term Disability
  • Extended Holiday Weekends
  • Paid Parental Leave
  • Company Matching Donations
  • 401k, Roth Option & Matching
  • Life Insurance
  • Hybrid Work Environment
  • Wellbeing Coaching
  • Mental Health Sessions
  • Tuition Reimbursement
Why Work at G&A?

Gregory & Appel helps organizations and people grow through tailored risk management strategies. From helping companies with their business insurance programs and employee benefits offerings to helping individuals protect their assets - our team is the difference.

Who wouldn't want to work for a company that:
  • Supports community involvement
  • Prioritizes diversity, equity and belonging
  • Invests in your future
  • Gives 10% of profits back into the community

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