Commercial Lender

Overview

Chesapeake Bank-

An award-winning community bank is seeking a Commercial Loan Officer for its Newport News, Hampton, and York County, Virginia, market.

Would you like to be a true advocate and partner for your commercial clients?

Are you tired of the big bank politics and not having your voice heard?

We are seeking a customer-focused commercial lender to manage and grow an existing commercial portfolio consisting of real estate and commercial/industrial loans.

Talk to us about a career that makes you want to get up and come to work, have fun, and make a difference.

Summary:

Manages the Commercial Lending Process for loan applicants, ensuring that interviews are conducted appropriately and that necessary financial information is available for efficient loan processing.

Responsibilities

• Screens loan requests based on financial institution policies and on types of loans offered by the institution.
• Interviews loan applicants, as well as obtains and compiles necessary financial information to process loans.
• Reviews, analyzes, and processes commercial loan requests and packages loans as necessary, in keeping with financial institution policies and procedures.
• Recommends conditions and terms of commercial loan requests to Credit Committees.
• Provides input to management in order to streamline and improve loan services for the benefit of the customer and the financial institution.
• Provides loan status reports to management and offers recommendations and actions to improve loan strategies when necessary.
• Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes.

Requirements

• Bachelor's Degree in Business, Finance, or related area.
• Five years of experience in a financial institution, loan department, or similar area.
• Extensive knowledge of financial institution, policies, and procedures.
• Extensive knowledge of commercial lending practices and related areas.
• Good managerial, communication, and public relation skills.
• Ability to generate new clients for the Bank through business development activities.
• Maintains high level of visibility within the community through involvement with referral, civic or nonprofit groups.