Commercial Loan Underwriter
Apply NowCompany: Dort Financial Credit Union
Location: Grand Blanc, MI 48439
Description:
Dort Financial Credit Union is looking for team members who will execute our mission: Enrich people's lives: members, employees, communities; to help achieve our vision: To be the leader in our industry by providing quality financial services, developing an empowered and diverse team, and making our communities a better place to live. Dort Financial Credit Union upholds a culture of excellence with opportunities of engagement and advancement for our team members. We abide by our core values of Empowerment, Accountability, Transparency, Collaboration, and Volunteerism each day, and have a strong focus in community involvement.
We offer a competitive benefits package immediately upon hire including medical, dental, and vision insurance; Life/AD&D and Disability Insurance, Supplemental Life insurance for employee/spouse/dependent; HSA and FSA plans; and tuition reimbursement for full-time team members. LegalShield, Pet Benefits, Employee Assistance Program, Telemedicine. We also offer a matching 401 (k) including a safe harbor, a referral bonus program, and paid time off including holidays.
Come join our team. Apply today!
Purpose of Position: Gather and analyze credit information on current and potential borrowers and determine credit risk for diversified types of loans such as commercial business, real estate, USDA, and SBA. Approve loan requests within authority as assigned. Prepare loan for legal documentation and monitor the closing process. Complete quarterly, semi annual and annual reviews. Assist with reporting requirements, compliance and delinquencies.
Minimum Formal Education: Bachelor's Degree in business, finance, or accounting preferred or the equivalent combination of experience and education that demonstrates the ability to perform the essential functions of the job.
Experience:
Other Requirements:
We offer a competitive benefits package immediately upon hire including medical, dental, and vision insurance; Life/AD&D and Disability Insurance, Supplemental Life insurance for employee/spouse/dependent; HSA and FSA plans; and tuition reimbursement for full-time team members. LegalShield, Pet Benefits, Employee Assistance Program, Telemedicine. We also offer a matching 401 (k) including a safe harbor, a referral bonus program, and paid time off including holidays.
Come join our team. Apply today!
Purpose of Position: Gather and analyze credit information on current and potential borrowers and determine credit risk for diversified types of loans such as commercial business, real estate, USDA, and SBA. Approve loan requests within authority as assigned. Prepare loan for legal documentation and monitor the closing process. Complete quarterly, semi annual and annual reviews. Assist with reporting requirements, compliance and delinquencies.
Minimum Formal Education: Bachelor's Degree in business, finance, or accounting preferred or the equivalent combination of experience and education that demonstrates the ability to perform the essential functions of the job.
Experience:
- Minimum seven (7) years of experience in a financial institution in an accounting/finance, lending, credit analysis or related area.
- Minimum three (3) years experience underwriting commercial loans required.
- Advanced knowledge of commercial, construction, real estate and consumer loan processing.
Other Requirements:
- Demonstrated analytical, cash flow modeling and conceptual skills.
- Strong knowledge of loan structuring with ability to balance credit union objectives and borrower expectations.
- Exceptional written and oral communication skills.
- Working knowledge of Word and Excel and other Microsoft Office Products.
- Must be bondable.