Commercial Loan Underwriter

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Company: Dort Financial Credit Union

Location: North Palm Beach, FL 33408

Description:

Join Our Team and Make a Difference!

At Flagler Credit Union, a division of Dort Financial Credit Union, we strive to execute our mission of enriching people's lives: members, employees, and communities. Our vision is to be a leader in our industry by providing quality financial services, developing an empowered and diverse team, and making our communities a better place to live. We do this by abiding by our core values of Empowerment, Accountability, Transparency, Collaboration, and Volunteerism each day, and have a strong focus in community involvement.

Why Flagler Credit Union?
  • Comprehensive Benefits: Medical, dental, and vision insurance; Life/AD&D and Disability Insurance; HSA/FSA plans
  • Additional Benefits: Tuition reimbursement; LegalShield; Pet Benefits; Employee Assistance Program; free Telemedicine; competitive 401(k) match with Safe Harbor; referral bonuses; and paid time off, including holidays.

Your Role:

As a vital member of our team, you will be responsible for gathering and analyzing credit information to determine risk for commercial loan. Your role will also involve:
  • Preparing loans for legal documentation and monitoring the closing process
  • Complete quarterly, semi-annual, and annual reviews
  • Assist with reporting requirements, compliance, and delinquencies
  • Analyze key factors such as industry, management, and economic trends
  • Coordinates compliance, decline letter preparation and maintenance of adverse action database

What Are We Looking For?
  • Education: Bachelor's degree in business, finance, or accounting preferred
  • Experience:
    • Minimum 7 years of experience in a financial institution in accounting/finance, lending, credit analysis or related area
    • Minimum 3 years of experience underwriting commercial loans is required
    • Advanced knowledge of commercial, construction, real estate, and consumer loan processing
  • Skills:
    • Demonstrated analytical, cash flow modeling and conceptual skills
    • Strong knowledge of loan structuring
    • Exceptional written and oral communication skills
    • Possess a working knowledge and experience in Microsoft Office or similar software
    • Must be bondable

Ready to Join Us?

If you are enthusiastic about making a meaningful impact and growing your career with a supportive and dynamic team, apply now and start your journey with Flagler Credit Union today!

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