Loan Review Portfolio Analyst
Apply NowCompany: First Busey Corporation
Location: Champaign, IL 61820
Description:
The Loan Review Portfolio Analyst contributes to the identification of overall credit risks
with Busey Bank ("Bank") through the development, implementation, and
management of the Bank's stress testing and loan portfolio analytics programs
designed to identify emerging risks and trends within the Bank's loan
portfolio.
Duties/Responsibilities
Knowledge of:
Best Companies Group2017 Top Company
United Way of Champaign County Workplace Campaign
2018 Economic Development Award
Champaign County Economic Development Corporation
2017 BEST Award
Association for Talent Development
For more information about us, visit www.busey.com.
EOE of Minorities/Females/Vets/Disability
with Busey Bank ("Bank") through the development, implementation, and
management of the Bank's stress testing and loan portfolio analytics programs
designed to identify emerging risks and trends within the Bank's loan
portfolio.
Duties/Responsibilities
- Develop and maintain an understanding of
updated regulatory expectations related to stress testing and portfolio risk
management (portfolio analytics). - Develop and prepare the annual stress testing
risk assessment and testing schedule. - Lead the development of stress testing and
credit portfolio analytic programs, which will provide Senior Management and
the Board of Directors with reporting and analyses that enhances risk and
portfolio management for the loan portfolio. - Manage and/or perform stress testing
procedures based on approved testing schedule, which may involve calculating
and analyzing various loan metrics where system data is limited. - Determine stress testing outsourcing
needs. Identify and coordinate with
third-party stress testing vendors/consultants, as needed. - Lead in the selection, implementation and
ongoing use of stress testing systems, as needed. - Analyze stress testing results and identify
the potential impacts that are reported to Senior Management, Board of
Directors, auditors, and examiners. - Research and collect market data and
market/industry emerging credit risks trends. - Develop, prepare and monitor key loan
portfolio metrics based on historical, peer, and benchmark data to identify
existing and emerging risks within the Bank's loan portfolio. - Analyze the potential impact of changes
within the Bank's loan portfolio, markets, industry, and/or regulatory
environment to identify emerging risks or trends. - Prepare written and/or oral reports to be
provided to EVP/Risk Management and Audit Committee.
Knowledge of:
- Strong oral and written communication
skills - Strong analytical skills
- Strong organizational skills
- Strong credit skills
- Multi-task and work independently
- Analyze and solve problems
independently while applying logic and discretion - Perform duties and make decisions under
frequent time pressures - Select, analyze, and interpret various
portfolio loan/performance metrics that lead to the identification of potential
emerging trends - Accurately assess the quality of the
loan portfolio and identify potential current credit risks - Present complex analyses succinctly
- Perform duties in a timely, efficient,
and accurate manner
- 4-year college degree in a Finance- or
Accounting-related field - 5-7 years of banking experience, with
working knowledge of the credit analysis and risk metrics - Strong technical aptitude with knowledge of
databases, management information systems, and banking systems through college
course work and/or job experience - Experience with PCs and
database/spreadsheet/word processing software required.
Best Companies Group2017 Top Company
United Way of Champaign County Workplace Campaign
2018 Economic Development Award
Champaign County Economic Development Corporation
2017 BEST Award
Association for Talent Development
For more information about us, visit www.busey.com.
EOE of Minorities/Females/Vets/Disability