Manager, Credit Stress Testing Analytics

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Company: Royal Bank of Canada

Location: Toronto, ON M4E 3Y1

Description:

Job Summary

Job Description

What is the opportunity?

The Manager, Credit Stress Testing Analytics will assist the Director, Enterprise Stress Testing Analytics in managing the activities of the credit stress testing team by providing technical solutions and guidance on RBC's banking book loss estimation under the bank's enterprise stress testing activities, including the Comprehensive Capital Analysis and Review (CCAR), Macro Stress Test (MST) and Enterprise Wide Stress Test (EWST) programs.

This incumbent will apply technical skills and practices to develop/enhance credit portfolio stress testing measurement and reporting processes, controls, and infrastructure, while ensuring compliance to internal and external requirements to meet stress testing reporting standards under US and Canadian regulations.

What will you do?
  • Implement and execute reporting analytics and procedures required for reporting ACL (Allowance for Credit Losses) and PCL (Provisions for Credit Losses) under the banking book portfolio for stress testing programs.
  • Execute the reporting processes, maintain, and enhance process efficiencies to reduce operational risks.
  • Work with stress testing teams to implement the reporting and analytical systems to support regulatory submissions and supporting team though the ongoing annual and quarterly stress tests under CCAR and EWST/MST programs.
  • Aid in the design, implementation, and execution of specific processes and/or controls to operationalize the functionality of the team where needed.
  • Anticipate, and be able to answer, both written and verbally, nearly all substantive questions related to the work of their team to internal and external stakeholders.
  • Identify challenges in the stress testing reporting process and conducts independent problem solving to resolve proficiently.


What do you need to succeed?

Must-have
  • A degree in an analytical discipline such as statistics, mathematics, or economics
  • Experience/Ability to understand data and related analysis including expertise in programming languages such as SAS and Python.
  • Ability to communicate, verbal and in writing, complex concepts to a non-technical audience.


Nice-to-have
  • 1 - 3 years of experience with analytical work with a financial institution. Other industry experience will be considered based on applicability.
  • Ability to quickly grasp new concepts, especially in the field of risk management and finance/accounting (e.g. CCAR, EWST).
  • FRM/CFA designation or working towards it.
  • Ability to tailor analysis to required level of precision.
  • Strong risk and controls mindset.


What's in it for you?
  • A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans
  • Competitive pay and high-earning potential
  • All the tools, training, and team support you need to grow your business and career
  • Flexible work/life balance options
  • Sophisticated RBCI software tools to boost your productivity and grow your business


Job Skills
Actuarial Modeling, Business Analytics, Credit Analysis, Financial Regulation, Internal Auditing, Investment Risk Management, Predictive Analytics, Risk Management, Standard Operating Procedure (SOP), Statistical Analysis

Additional Job Details

Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-04-24

Application Deadline:

2025-05-10
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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