Mortgage Loan Officers in Annapolis, MD
Apply NowCompany: Southern Trust Mortgage
Location: Annapolis, MD 21401
Description:
Company Description
Southern Trust Mortgage is a well established full-service mortgage lender offering a diverse product line designed to compliment any borrower's need. Southern Trust is growing in the Mid-Atlantic and Southeast and continues to hire dedicated, experienced mortgage professionals who will help enhance our growth. We offer a collaborative work environment, local operations and a vast array of portfolio products.
Job Description
Position Summary:
The Mortgage Loan Originator position is responsible for increasing sales through building relationships with borrowers and business partners in order to build a residential loan portfolio. The MLO must maintain an MLO
license and/or Federal Registration in the Nationwide Mortgage Licensing System (NMLS).
Specific Responsibilities:
Qualifications
Additional Information
All your information will be kept confidential according to EEO guidelines.
Southern Trust Mortgage is a well established full-service mortgage lender offering a diverse product line designed to compliment any borrower's need. Southern Trust is growing in the Mid-Atlantic and Southeast and continues to hire dedicated, experienced mortgage professionals who will help enhance our growth. We offer a collaborative work environment, local operations and a vast array of portfolio products.
Job Description
Position Summary:
The Mortgage Loan Originator position is responsible for increasing sales through building relationships with borrowers and business partners in order to build a residential loan portfolio. The MLO must maintain an MLO
license and/or Federal Registration in the Nationwide Mortgage Licensing System (NMLS).
Specific Responsibilities:
- Drive Mortgage Production and Financial Results
- The MLO will build a lead pipeline through realtors, previous borrowers and other referral sources via internal leads, by direct mail and/or other marketing activity.
- Take residential loan applications according to established company and regulatory guidelines with specific attention to compliance and loan quality.
- Negotiate terms of the loan for compensation or gain.
- Collect required financial information from borrowers, including information about income, employment history, assets, investments, home ownership, debts, credit history, etc. The MLO will also run credit reports.
- Utilize systems for lead management, product knowledge, registering high quality loans
- Understand and articulate financial calculations and current rate/pricing.
- Partner with operations teams to ensure the seamless transfer of file.
- Compile customer documentation for forwarding to processing or underwriting, and may finalize documents for closing.
Qualifications
- 2-5 years prior retail mortgage origination experience
- Understanding of conventional and government residential loans
- MLO License and/or Federal Registration in the NMLS
Additional Information
All your information will be kept confidential according to EEO guidelines.