Mortgage Loan Originator (24-07)
Apply NowCompany: The Adam Corporation Group
Location: College Station, TX 77840
Description:
Mortgage Loan Originator
Location: Orlando, FL
Job Summary:
The MLO is responsible for originating mortgage loan applications through their own personal referral network and leads generated by the Bank personnel. They will actively work within their community and sphere of influence to maximize opportunities to originate mortgage loans and cross-sell other bank products. The MLO must be professional and competent working in a customer-facing environment. They must be detail oriented, knowledgeable of mortgage lending guidelines and regulations, and capable of managing the loan application from origination through closing.
Job Duties & Responsibilities:
Key Qualifications:
Location: Orlando, FL
Job Summary:
The MLO is responsible for originating mortgage loan applications through their own personal referral network and leads generated by the Bank personnel. They will actively work within their community and sphere of influence to maximize opportunities to originate mortgage loans and cross-sell other bank products. The MLO must be professional and competent working in a customer-facing environment. They must be detail oriented, knowledgeable of mortgage lending guidelines and regulations, and capable of managing the loan application from origination through closing.
Job Duties & Responsibilities:
- Originate mortgage loan applications through personal referral network, community involvement, and personal marketing efforts.
- Responsible for taking leads from the Bank personnel, then working directly with the client to originate a loan application.
- Discuss loan program, pricing and rate lock options with Borrower, make rate lock commitments, and submit rate lock requests.
- Input application in loan origination system, order credit report, run AUS, and generate/review preliminary findings.
- Monitor outstanding pipeline, and provide assistance as needed to move loans through the approval and closing process.
- Cross-sell deposit accounts and other bank products.
- Knowledgeable in financial institution operating policies and procedures and banking regulations state and federal
Key Qualifications:
- Mortgage Loan Origination - MLO experience 3+ years
- Mortgage Loan Origination - Senior MLO experience 10+ years
- Previous experience working in banking/financial institution 2+ years
- Fundamental knowledge of Fannie Mae Guidelines and AUS
- NMLA licensing
- High School Diploma or equivalent
- Bachelor's Degree in Business, Business Administration, Finance, or related field preferred
- Excellent verbal and written communication skills, analytical and organizational skills.
- Ongoing up-to-date knowledge of real estate market trends and mortgage industry