Relationship Manager

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Company: RBC

Location: Martinsburg, WV 25404

Description:

Department: Commercial

Location: King Street

Reports To: Senior Relationship Manager

Manages: N/A

Grade: 15

Status: Exempt

Summary Description:

Makes and services a variety of business loans for commercial customers. Calls on potential and existing customers to develop new business, to increase existing business and to retain current business. Gives financial advice and counsel to current clients and prospective clients on lending, commercial deposits and fee-based services.

Essential Functions:

* Generally manages a portfolio of outstanding loans between $40 to $59 million

* Originates commercial loans within assigned geographic region

* Maintains and services a loan portfolio

* Works with centralized credit analyst to monitor creditworthiness of borrowers

* Participates with Collection Department on problem loan collection and workouts

* * Works with Retail Branch staff to develop new business

* Monitors loan quality and follows up with borrowers on past due loans

* Participates in various community-related activities

* Assists in recovery efforts and collateral liquidation

* Reviews commercial overdrafts daily

Position Requirements:

* Bachelor's Degree, preferably in Banking or Finance

* Over three years commercial experience, including, credit analysis and loan review

* Work is generally performed indoors in environmentally controlled conditions

* Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

Critical Skills:

* Strong client relation skills

* Excellent written and oral communication skills

* Excellent sales and negotiation skills

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