Risk Placement Advisor - Renewals
Apply NowCompany: Insurance Marketing Agencies
Location: Worcester, MA 01604
Description:
Position Overview
Risk Placement Advisor - Renewals
Location: Worcester, MA
Schedule: Monday - Friday, 8:00 AM - 5:00 PM (Hybrid/Flexible)
Pay: $85,000 - $95,000 annually, depending on experience
Position Type: Full-time
Why Join Insurance Marketing Agencies (IMA)?
Insurance Marketing Agencies (IMA) is a fourth-generation, family-owned insurance brokerage headquartered in Worcester, MA. With over a century of service, we pride ourselves on delivering personal-touch service with national reach. As a trusted risk management partner to businesses and individuals, we combine deep industry relationships, innovative thinking, and a relentless commitment to doing what's right for our clients.
What We Offer:
Comprehensive Insurance Benefits - Health, Dental, Vision, Life, and supplemental coverage
401(k) with Company Contribution - Plan for your future with confidence
Paid Time Off - Generous PTO and paid holidays
Hybrid/Flexible Work Model - Maintain work-life balance with flexibility
Growth & Professional Development - Continuing education and industry certification support
Your Role as Risk Placement Advisor - Renewals
As a Risk Placement Advisor - Renewals, you will play a critical role in designing, marketing, and securing optimal risk solutions for our commercial clients. Working alongside our Account Executive team, you will explore all viable insurance programs-traditional and non-traditional-to ensure our clients have the most robust and competitive coverage available. Your ability to anticipate market shifts, leverage deep industry relationships, and provide data-driven recommendations will be key to success in this role.
Key Responsibilities:
Strategic Market Placement
Program Development & Alternative Solutions
Carrier Engagement
Coverage Analysis & Presentation
Market Intelligence
What You Need to Succeed:
Key Competencies:
Qualifications:
Work Environment:
How This Role Supports IMA's Core Values:
Client Focused - Builds long-term, consultative relationships and advocates for clients.
Solution Driven - Anticipates client needs and delivers strategic insurance guidance.
Do the Right Thing - Upholds professional integrity, transparency, and service excellence.
Apply Today!
Take the next step in your career with Insurance Marketing Agencies (IMA)-where excellence meets opportunity.
Pay Range
USD $85,000.00 - USD $95,000.00 /Yr.
Risk Placement Advisor - Renewals
Location: Worcester, MA
Schedule: Monday - Friday, 8:00 AM - 5:00 PM (Hybrid/Flexible)
Pay: $85,000 - $95,000 annually, depending on experience
Position Type: Full-time
Why Join Insurance Marketing Agencies (IMA)?
Insurance Marketing Agencies (IMA) is a fourth-generation, family-owned insurance brokerage headquartered in Worcester, MA. With over a century of service, we pride ourselves on delivering personal-touch service with national reach. As a trusted risk management partner to businesses and individuals, we combine deep industry relationships, innovative thinking, and a relentless commitment to doing what's right for our clients.
What We Offer:
Comprehensive Insurance Benefits - Health, Dental, Vision, Life, and supplemental coverage
401(k) with Company Contribution - Plan for your future with confidence
Paid Time Off - Generous PTO and paid holidays
Hybrid/Flexible Work Model - Maintain work-life balance with flexibility
Growth & Professional Development - Continuing education and industry certification support
Your Role as Risk Placement Advisor - Renewals
As a Risk Placement Advisor - Renewals, you will play a critical role in designing, marketing, and securing optimal risk solutions for our commercial clients. Working alongside our Account Executive team, you will explore all viable insurance programs-traditional and non-traditional-to ensure our clients have the most robust and competitive coverage available. Your ability to anticipate market shifts, leverage deep industry relationships, and provide data-driven recommendations will be key to success in this role.
Key Responsibilities:
Strategic Market Placement
- Lead the marketing of commercial account renewals to a broad range of insurance carriers and programs.
- Prepare and submit high-quality submissions tailored to each market's underwriting preferences.
Program Development & Alternative Solutions
- Identify and evaluate non-traditional risk financing mechanisms (e.g., captives, deductible buy-backs, layered programs).
- Present risk solutions that go beyond standard renewals to provide true value.
Carrier Engagement
- Negotiate directly with underwriters to secure favorable terms.
- Maintain strong relationships with carrier partners and track changes in market appetite.
Coverage Analysis & Presentation
- Compile detailed coverage comparisons and cost-benefit analyses across all quotes.
- Highlight key coverage nuances, exclusions, and endorsements.
Market Intelligence
- Monitor market conditions, industry developments, and competitor offerings.
- Stay ahead of pricing trends and underwriting shifts.
What You Need to Succeed:
Key Competencies:
- Strategic thinker with a deep understanding of risk transfer mechanisms.
- Ability to interpret and compare complex policy forms.
- Strong written and verbal communicator who can translate technical detail into client-friendly insights.
- Proactive, curious, and driven to stay ahead of industry developments.
- Highly organized with the ability to manage competing timelines and submissions.
Qualifications:
- Bachelor's degree in Risk Management, Business, Finance, or related field preferred.
- Minimum of 5 years in commercial insurance marketing, brokerage, or underwriting (mid-market or large accounts preferred).
- Expertise in property, casualty, and specialty insurance lines.
- Industry designations (CPCU, ARM, CIC, CRIS) preferred and supported.
Work Environment:
- Regular business hours are Monday through Friday, 8:00 AM - 5:00 PM.
- Hybrid work schedule available based on client needs and agency policies.
- Occasional travel for client meetings, industry events, or training.
- Frequent use of computer systems, telephone, and other office equipment.
- Extended sitting for policy review, documentation, and client communication.
- Ability to attend in-person meetings, presentations, or training as needed.
How This Role Supports IMA's Core Values:
Client Focused - Builds long-term, consultative relationships and advocates for clients.
Solution Driven - Anticipates client needs and delivers strategic insurance guidance.
Do the Right Thing - Upholds professional integrity, transparency, and service excellence.
Apply Today!
Take the next step in your career with Insurance Marketing Agencies (IMA)-where excellence meets opportunity.
Pay Range
USD $85,000.00 - USD $95,000.00 /Yr.