Senior Credit Risk Analyst

Senior Credit Risk Analyst

Location: Denver, Colorado (Hybrid)

Job Type: Full-Time Exempt

Salary: $86,000 - $138,000 *Actual offer will be based on experience, location, education, and/or skills*

Applications should be submitted for consideration no later 05/17/2025

Who We're Looking For

You're a detail-oriented, solutions-driven professional with a strong background in credit risk and underwriting. You have a proven ability to mentor and guide teams, ensuring consistent, high-quality work. You thrive in a collaborative environment and are always looking for ways to improve processes. With your strong analytical skills and ability to manage multiple projects, you make informed decisions that help the team succeed.

If you're looking for a role where your expertise in credit risk and process improvement drives success-this role is a fit for you.

About the Role

As a Senior Credit Risk Analyst, you will support Credit Administration by conducting memo reviews, providing underwriting training, and collaborating with senior team members on strategic projects. You'll ensure consistency across the team by guiding lending practices and supporting the development of credit underwriting strategies. Your work will directly contribute to the accuracy and quality of loan reviews, portfolio analytics, and regulatory compliance. You'll play an essential role in the credit risk process and will be integral in fostering a culture of continuous improvement.

If you're looking for a role where your leadership and analytical skills drive high-impact results-this is your opportunity.

What You'll Do

• Review memos and provide detailed feedback to lending teams to ensure consistency and alignment with policies.
• Develop and implement underwriting training programs, providing guidance to teams on effective credit risk strategies.
• Support special projects related to underwriting platforms, compliance, and credit administration.
• Actively participate in Credit Committee meetings and assist with portfolio reporting and Board package preparation.
• Process borrowing base and compliance certificates, ensuring accurate collateral calculations and proper documentation.
• Review financial statements, tax returns, and other borrower financial data, and assist with mortgage approvals, focusing on consumer and cash/investment-secured requests.

What You Bring

• Bachelor's degree in Business or related field.
• 3-5 years of credit experience, preferably in commercial, consumer, and CRE lending.
• High proficiency in Microsoft Office Suite, with strong organizational and prioritization skills.
• Excellent research, analytical, business writing, and presentation skills.
• Knowledge of credit underwriting, portfolio management, and risk controls.
• Strong verbal and written communication skills, able to work with all levels of business.
• Ability to manage multiple projects simultaneously and meet deadlines.
• Customer service-oriented with a focus on aligning customer needs and satisfaction with business decisions.
• Able to resolve a variety of problems using judgment within defined practices and determine appropriate action.

What We Offer

• Competitive base salary: $86,000 - $138,000/YR, plus strong bonus potential.
• 401(k) plan with employer match.
• Paid parking and transportation benefits.
• Comprehensive health and wellness benefits, including:
  
  
  • Health savings accounts (HSA)
  • Flexible spending accounts (FSA)
  • Medical, dental, and vision coverage
• Generous paid time off and bank holidays.
• Access to training and professional development programs.
• Sponsorship and support for obtaining professional certifications.
• A culture of collaboration, continuous improvement, and shared success.

Who We Are

At First Western Trust, we're more than just a financial institution-we're a team of forward-thinkers committed to excellence, innovation, and impact. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.

We celebrate each other's successes, welcome new ideas, and take personal ownership in everything we do. A genuine desire to positively impact our clients, communities, and one another drives our work. We meet challenges with a growth mindset, act with urgency and accountability, and constantly strive to raise the bar for ourselves and our clients.

Leadership at First Western means setting an example and fostering a culture of trust, transparency, and respect. Whether you're just beginning your journey or bringing years of experience, you'll find a welcoming community where your contributions are valued and your potential is boundless.

We expect our people to:

• Demand and reward excellence.
• Take action and responsibility.
• Collaborate, communicate openly, and give/receive feedback with trust.
• Go above and beyond to do what's right-always.

If that sounds like you, you'll fit right in.

Learn more at myfw.com or email Talent.Management@myfw.com.

Equal Opportunity Employer

First Western Trust is proud to be an Equal Opportunity Employer. We are committed to creating a diverse, inclusive, and respectful workplace where every team member is valued and given the opportunity to thrive. We welcome applicants of all backgrounds and experiences and do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected status. For accommodation requests, please contact Talent.Management@myfw.com.

Region A Pay Range

Pay Range

$86,000-$138,000 USD