Senior Underwriter

Quebec City / Montreal / Toronto / telework

Under the supervision of the Director of Underwriting Operations, the underwriter will be part of a dynamic underwriting team.Her role is to accurately assess risks to make decision in line with the e company's profitability and risk management objectives. This includes the analysis and interpretation of medical and non-medical information for life, critical illness and disability insurance.

The ideal candidate for this role should have a medical background or related experience or very good knowledge of the insurance industry. He should also demonstrate strong attention to detail, excellent problem-solving skills and be able to work efficiently both independently and as part of a team.

Main responsibilities:

• Assess risk on individual life, critical illness, and disability applications to establish appropriate and competitive underwriting decisions.
• Analyze medical and non-medical information to identify any potential risks and issues.
• Take a holistic approach in the overall risk assessment.
• Use underwriting guidelines and procedures to make informed decisions.
• Ensure accuracy and timeliness in completing underwriting tasks and processes.
• Communicate with internal and external stakeholders to obtain additional information or clarify issues related to underwriting decisions.

Skills and Qualifications:

• 10+ years of underwriting experience in the individual life sector.
• Excellent skills in analyzing and problem-solving.
• Customer focused with a continuous improvement mindset.
• Strong communication skills, both written and oral.
• Proficiency in analyzing cases, including medical reports, to accurately assess risk and make daily underwriting decisions.
• Advanced level of the English and French language as the person will need to analyze cases, including doctors reports, to accurately assess risk and make underwriting decisions, daily.
• Ability to negotiate, organize and multi-task.
• Demonstrated ability to perform under high volume and tight deadlines, delivering consistently high-quality work