Sr. Underwriter (Remote)

Underwrites holistic, complex insurance applications for multiple products by evaluating the insurability of applicants within established guidelines. All underwriting is on individual lives and no group insurance. May include complex case work including business, charitable gifting, estate planning and other types of advanced sales scenarios. Reviews risk factors, which include medical and nonmedical history, financial requirements, and occupational classes (where relevant) as well as a variety of legal documents supporting the insurance applications. Makes final underwriting decision for all ages and classes within specified approval limits and according to suitability guidelines and compliance policy.

DUTIES & RESPONSIBILITIES:

• Contributes to accurate and consistent risk selection as well as fraud detection.
• Ensures high level of customer satisfaction by partnering with financial associates, team members, medical and legal consultants to determine the best possible outcome for members.
• Handles complex and sensitive written and verbal communications, often influencing behavior via these communications.
• Actively engages in the activities of their team(s). These activities include assisting less experienced coworkers, training, managing workflow, flexing to ensure appropriate coverage and using interpersonal skills to increase effectiveness of working relationships as well as team performance.
• Begins Mentoring and Completes quality audits on underwriters and/or underwriting support associates.
• The dollar limit for this position is minimum