Underwriting Manager

Founded in 2008, The Fay Group is a diversified real estate services company offering a complete range of home ownership products and services to include mortgage servicing, property renovations, property management, realty, business purpose lending, and insurance to homeowners, investors and clients nationwide. We consider the people behind those mortgages, and work hard to give them the best opportunity to stay in their homes by providing solutions to navigate the challenges of homeownership while working toward their long-term financial goals.

Join Us on Our Journey

We are currently looking for an Underwriting Managerto join our team.

Reporting to the Chief Credit Officer, this position leads a team of Underwriters and Underwriting Team Leads responsible for assessing loans that transition residential properties from construction or rehabilitation to permanent financing. This role is responsible for optimizing workflow efficiency, ensuring alignment with service-level agreements, and fostering collaboration across internal teams to support business objectives.

This position oversees policy and procedure development, drives system and technology advancements, and manages complex loan scenarios to maintain underwriting integrity. Additionally, this role ensures all underwriting decisions align with risk management strategies while maintaining compliance with company guidelines, investor requirements, and regulatory standards.

Qualifications Include:

• Bachelor's Degree in Finance, Business, or related field (or equivalent combination of years of experience with High School Diploma/ GED)
• Professional certifications related to mortgage underwriting or financial analysis (e.g., Certified Residential Underwriter) preferred
• 7+ years' experience in residential and commercial lending with significant exposure to RTL and/ or DSCR underwriting
• 3+ years' experience managing people and leading teams
• In-depth understanding of mortgage underwriting processes and the associated regulatory requirements
• Prior experience managing transitional loans from construction to permanent financing preferred
• Proficient with loan origination systems, preferably with Encompass
• Strong skills and experience in MS Word, Excel, and PowerPoint
• Strong verbal and written communication skills
• Strong interpersonal skills with the ability to develop and maintain effective relationships across the organization
• Collaborative and consultative work style; high team-orientation
• Effective management skills include talent selection, training, coaching, and performance management
• Demonstrated ability to foster an environment of positive engagement and trust
• Open to change; agile; high learning agility
• Strong analytical skills coupled with sound judgment
• Strong problem-solving abilities
• Ability to analyze and interpret data to identify opportunities and propose solutions
• Demonstrated ability to establish credibility for recognizing and supporting the organization's culture, values, and priorities
• Strong attention to detail; strong quality and compliance orientation
• Ability to effectively prioritize under tight deadlines in a fast-paced, dynamic environment; effective time management
• Self-directed; ability to proactively ask questions and surface issues/ concerns
• Professional maturity, integrity, ability to maintain confidential data and information
• Strong business acumen; strong fiscal and technical aptitude

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Featured Benefits

• Medical, Dental, and Vision Insurance
• Company Paid Life Insurance
• Disability Insurance
• Pet Insurance
• 401k Program with Employer Matching
• 3 Weeks Paid Time Off (PTO)
• Paid Holidays
• Wellness Initiatives
• Employee Assistance Program

Compensation

• The hiring range for this position is between $105,000.00-$115,000.00 annually
• This position is eligible for a monthly incentive

Fay Cares!

The Fay-Constructive Foundation was established to fulfill the philanthropic mission of The Fay Group employees to serve the communities in which they live and work. Our employees make voluntary contributions to the Foundation. Each quarter, their contributions are donated to organizations focused on improving education opportunities, combating poverty, and supporting military service members and first responders.

At Fay, we believe that the best ideas come from having a team that is diverse in backgrounds, experiences, and perspectives. We strive to ensure each of our employees feels valued, respected, and included, and is presented with equal opportunities to be successful. Fay is an equal-opportunity workplace. The Fay Group and affiliated companies participate in E-Verify. For more information go to www.dhs.gov/E-Verify.