VP CONSUMER LENDING MANAGER

UNCLE Credit Union is seeking an experienced VP, Consumer Lending Manager to join our dynamic team. UNCLE Credit Union has been recognized as the Best Credit Union in the East Bay for 8 consecutive years and has been voted Top Workplace for 3 consecutive years (2022,2023, and 2024). Located in Livermore, CA, this position is responsible for strategic oversight and management of the consumer loan underwriting, consumer loan processing and consumer loan support teams. This position is a member of UNCLE's executive leadership team and is responsible for creating and implementing strategic vision and consumer lending policies and process that enable the credit union to grow its consumer lending (including CUDL) portfolios and achieve its annual loan growth goals. This role actively partners with the sales teams to eliminate friction and create efficiencies in the consumer loan approval/underwriting and consumer loan operations activities (document preparation, funding, post-closing and servicing activities).

Duties include:

• Providing leadership to staff to ensure service level agreements, quality inspections, efficiencies, and risk control goals are met.
• Ensures proper and efficient operations of all secured loan closings for secured products to met regulatory and legal requirements and ensure the credit union's lien position is protected.
• Manages all reporting including exceptions, turn around time, and productivity, as well as third party vendor relationships.
• Responsible for training, coaching, performance of, and engagement of department. Supports and back's-up VP, Mortgage Operations.

Education and Experience:

• Bachelor's degree in finance, business administration or related field.
• 5 years or more experience, with increasing responsibility in managing back-office lending operations.
• Current experience in all aspects of consumer lending and CUDL underwriting, processing, closing, and post closing operational requirements.
• Ability to lead in a fast paced, high-volume environment, as well as cultivate positive working intra-departmental relationships.

Compensation: $135-175,000/year DOE

UNCLE Credit Union offers:

• Competitive Compensation Program
• Robust Benefits package
• 401k program with 4% company match
• Cash Balance Benefit Program

Go to www.unclecu.org/careers to learn more and apply!