VP, Credit Administration

Job Type

Full-time

Description

The position of VP, Credit Administration has primary responsibility for overseeing Lending Operations. Directly supervises and manages the day-to-day activities of the Loan Operations Manager, Document Preparation Manager, Collectors, Business Administrator Supervisor, Appraisal/Internal Evaluation Review Specialists, and Department Specific Compliance Specialists. Supplementary support of analysts as needed.

This position may participate directly in conducting various Lending Operation activities and providing supplementary support of analysts as needed.

Key Responsibilities:

Manages activities of Loan Operations staff through direct supervision of the Loan Operations Manager.

Manages activities of Document Preparations staff through direct supervision of the Document Preparation Manager.

Manages activities of Business Administration staff through direct supervision of the Business Banking Administrator Supervisor.

Manages activities of the Collections staff through direct supervision.

Manages activities of the Appraisal Review and Internal Evaluation staff through direct supervision.

Manages department specific HMDA reporting staff through direct supervision.

Ultimately responsible for primary lending operations activities including loan doc preparation, customer & account boarding, and customer/account/collateral records maintenance.

Oversees the retail loan collection function, including workout/liquidation of problem credits and management/sale of loan-acquired assets.

Responsible for overseeing servicing of sold residential mortgage loans in compliance with secondary market requirements.

Responsible for flood insurance process control and monitoring, including force placement process when mandated by regulation. Oversees and maintains independence of the appraisal ordering/appraisal review/real estate valuation process

Participates in internal management/auditing/regulatory reporting for the lending area.

Participates in training programs to enhance skills, maintain compliance and support professional development.

Promotes and champions compliance with regulatory requirements in areas under their supervision.

Actively upholds the organization's vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions.

Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type.

Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.

Has a strong commitment and dedication to internal and external client service.

Requirements

• Bachelor's degree from a four year college or university; and/or sever or more years of related experience and/or training; or the equivalent combination of education and experience. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
• A solid understanding of the Jack Henry Silverlake core processing system is preferred.
• Exceptional customer service skills.
• Must possess a professional and positive company image.
• Intermediate math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
• Exceptional oral, written, presentation, and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees.
• Typing skills to meet production needs of the position.
• Excellent organizational and time management skills.
• Ability to work with minimal supervision while performing duties.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

Benefits & Perks:

We care about our employees' well-being and offer a comprehensive benefits package, including medical, dental, and vision insurance, a 401(k) retirement plan, and generous paid time off. We also provide employer-paid life insurance, as well as short-term and long-term disability coverage, ensuring peace of mind for you and your family.

Salary Description

$78,077 - $97,596