Director, Rural Infrastructure Senior Credit Risk Officer

Farmer Mac (Federal Agricultural Mortgage Corporation) was established in 1988 as the premier secondary market for American agricultural credit. We are a for-profit, public company (NYSE: AGM) and a mission-driven organization. Farmer Mac is committed to building a strong and vital rural America by increasing the availability and affordability of credit to benefit American agriculture and rural communities. Farmer Mac offers a broad portfolio of flexible solutions designed to increase access to capital and reduce the cost of credit for rural America. Farmer Mac provides access to low-cost capital for agricultural lenders and rural infrastructure cooperative lenders to manage interest rate, credit, and concentration risk. Farmer Mac has almost $30 billion in assets and nearly 200 full-time employees.

Position Summary

The new Senior Credit Risk Officer (SCRO) will share responsibility for overseeing and approving credit for Farmer Mac's Rural Infrastructure segment. The SCRO will shape culture and credit policy for telecommunications, renewable energy project finance (wind and solar), and rural utilities. This includes commercial and syndicated loans with market-based structures and covenant packages.

The position will be based in Washington, DC, or a remote location for an exceptional candidate.

Credit Risk Team

The Rural Infrastructure Senior Credit Risk Officer will report directly to the Chief Credit Officer and collaborate with other Credit Team members. This leadership role within Credit will interface with Farmer Mac's regulator and other key internal constituents, including Business Development, Underwriting, Closing, Operations, and Enterprise Risk.

Primary Responsibilities and Duties

• Review and approve credit requests in Farmer Mac's Rural Infrastructure segment based on delegated lending authority.
• Provide guidance to underwriting team members on loan structure and overall acceptability of credit risk.
• Meaningfully influence credit committee decision-making based on experience and judgment in communication and renewable energy markets.
• Contribute to developing and monitoring Farmer Mac's overall credit risk policies, guidelines, and risk appetite.
• Interact with regulators and internal and external auditors.

Desired Skills and Qualifications

• 15+ years of progressive responsibility in credit risk and portfolio management roles in telecommunications, renewable energy project finance, and rural utilities at a farm credit institution or a commercial bank.
• Proven ability to analyze credit requests and make timely, informed, and confident decisions.
• Experience with rural electric cooperatives, telecommunications, and renewable energy project finance loans.
• Commercial and syndicated loan market experience, including loan structures and covenant packages.
• Strong verbal and written communication skills with an ability to communicate effectively to senior management.
• Familiarity with loan underwriting and risk rating standards, including experience implementing credit risk guidelines and methodologies for telecommunications and renewable energy project finance portfolios.
• Confidence in operating independently and firmly while maintaining a commitment to transparency and effective collaboration.

Education and Experience

• Bachelor's degree in economics, business, finance, accounting, or similar discipline.
• 15+ years of experience related to the knowledge and skills previously outlined.