Sub-Prime Finance and Sales Manager

Bannister Automotive Group Grande Prairie is looking for an experienced Automotive Sub-Prime Finance and Sales Manager to join our exceptional team!

Position Summary: Under the supervision of the Sales Manager, this position is accountable for managing and advising on sub(non) prime and prime customer credit applications.

Responsibilities

• Perform financial analysis on prospects/clients and undertake credit approval process
• Support the sales departments of all Grande Prairie locations by identifying cross-selling opportunities
• Prepare credit approval packages and renew existing credit accounts
• Manage all incoming leads and follow a consistent follow up procedure
• Understand all of our lenders current programs and buying patterns
• Review client credit proposals and coordinate document preparation and closings
• Coordinate credit and loan portfolio administration support through the monitoring of past dues, document exceptions, collateral value monitoring, and covenant compliance
• Responsible for processing loan applications and ensuring that turnaround time requirements are met
• Provide support to the billing support representatives
• Help avert payment defaults by monitoring existing credit portfolio to ensure quality credit
• Assist in improving loan processes and establishing best practices by identifying gaps for improvements in the company's loan process
• Strictly comply with applicable Federal and State laws, regulations, and guidance, including those related to anti-money laundering
• Perform an investigation to verify the identity of customers before extending credit to them
• Responsible for identifying and reporting suspicious activity to the appropriate unit
• Other duties as assigned by management.

Requirements

• Experience in resolving A/R disputes, Account/Payment reconciliations, investigating deductions, and charge backs
• Must be proficient with Microsoft Office applications, especially MS Excel
• Detail Oriented
• Effective communication, both oral and written
• Comfortable working in a fast pace environment
• Ability to work with others
• Previous Automotive experience
• A professional appearance, friendly manner, and positive attitude

Work Conditions

• Sales environment
• Regularly spend long hours sitting and in front of a computer.
• Frequently work on projects that require deadlines
• Occasionally lift 5-10 pounds
• Business casual dress is required

Core Competencies

• Communication
• Customer Service
• Dependability
• Ethics
• Initiative

What we Offer:

• Salary:$60,000-$200,000 (100% commission based)
• Extended health and dental benefits after probationary period
• Ability to grow within the Bannister Automotive Group family