Loan Originator

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Company: National Asset Direct

Location: San Diego, CA 92154

Description:

If you're an experienced and motivated Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team.

The iServe Winning Team - Experience the iServe Difference:

  • Ginnie Mae issuer with guidelines down to 600 credit score
  • Approachable support staff that closes your deals on time
  • Operations team that recognizes the importance of your networking connections
  • Dedicated marketing support to help you get more business
  • Direct access to underwriting hotline for all your questions
  • Diverse product mix
  • State of the art technology
  • Visionary leadership, exceptional corporate culture and open communication
  • Industry innovators at the forefront promoting individualized growth and success


Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success.

iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES."

Say "YES" to working with iServe today! Please see job details below:

Summary of Duties: The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums.

Essential Duties:
Engage in selling loan products outside the office more than 50% of the time.
Submit Loans, working efficiently with borrower, branch and corporate office
Maintain comprehensive working knowledge of:

oCurrent Rates and Products

oCompany Policy and Procedure

oRegulatory Compliance Requirements

oCompany provided tools

oFHA / Conventional/VA process
Maintain State Licensing; continuing education required
Effectively use all marketing channels available
Cultivate and maintain relationships with Real Estate professionals
Communicate effectively with all parties involved, including, but not limited to:

oBranch Manager

oOperations Manager and Dept.

oUnderwriting Coordinator

oBorrower
Present a professional image and demeanor both within the company and externally
Maintain requisite knowledge to perform job requirements.
Deliver results marked in a fashion marked with integrity.
Act as a role model/leader in achieving organizational results.
Seek innovative alternatives for performing assigned duties.
Work independently and work effectively with team members to achieve department growth.
Create an effective and respectful work environment.
Strive to exceed internal and external customer expectations.

Other Duties:
Performs other duties as assigned.

Qualifications (Education, Experience, and Skills):
Some college course work in business or finance preferred
NMLS License specific to state of employment
Minimum of two years job related experience
Residential mortgage banking knowledge and experience in negotiations or sales is required
Basic knowledge of PCs and related Microsoft office application
Self-motivated with strong desire to succeed
Strong sales ability and drive
Detail oriented with ability to multi task
Strong interpersonal & written communication skills
Strong team oriented atmosphere
Professionalism and integrity are essential
Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures
Basic mathematical skills
Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form
Ability to problem solve under a variety of situations and circumstances

The Perks:
A great work environment committed to individual and collective success!
Ability to create strategic plans and take ownership within departmental structure
Opportunity for advancement within the company
Health, Dental, 401k, - we'll take the worry out of life!

iServe Companies is committed to fair lending principles and compliance with all fair lending laws.

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