VP Commercial Credit
Apply NowCompany: Direct Federal Credit Union
Location: Little Rock, AR 72204
Description:
Overview
Working at Arkansas Federal Credit Union
GENERAL DESCRIPTION OF POSITION
The VP Commercial Credit oversees the Credit Union's commercial credit team. The credit team is responsible for underwriting, portfolio monitoring, credit analysis, and loan covenant compliance. This role will lead and manage a team of Credit Analysts. The VP will be responsible for credit administrative duties that includes review of new/existing loans and assist with the management of the Credit Union's loan asset quality. This role may also be considered a player/coach position whereby the VP functions as both Supervisor and Underwriter.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Ensures that the Credit Department produces sound underwriting and credit analysis that adheres to the Credit Union's Loan Policy.
2. Responsible for loan covenant compliance within the Credit Union's total commercial loan portfolio through obtaining of financial documents.
3. Reviews Loan Documentation and Credit Proposal recommendations as needed.
4. Ensures that all quarterly problem loan status reports are satisfactorily completed on a timely basis.
5. Ensures that all required training courses are completed on a timely basis.
6. Maintains an awareness of developing trends in the market which may impact credit quality.
7. Conducts credit investigations and analyzes credit information pertaining to loans.
8. Investigates all available sources of credit and financial information.
9. Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
10. Provides credit information and references for customers, loan officers, or other agencies as requested.
11. Maintains control over current accounts, watches for any developing problems, and keeps loan officers informed.
12. Provides leadership, coaching, and/or mentoring to subordinate group.
13. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Bachelor's Degree
6+ years related experience
Equivalent combination of education and experience
EEO Statement
Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
Working at Arkansas Federal Credit Union
GENERAL DESCRIPTION OF POSITION
The VP Commercial Credit oversees the Credit Union's commercial credit team. The credit team is responsible for underwriting, portfolio monitoring, credit analysis, and loan covenant compliance. This role will lead and manage a team of Credit Analysts. The VP will be responsible for credit administrative duties that includes review of new/existing loans and assist with the management of the Credit Union's loan asset quality. This role may also be considered a player/coach position whereby the VP functions as both Supervisor and Underwriter.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Ensures that the Credit Department produces sound underwriting and credit analysis that adheres to the Credit Union's Loan Policy.
2. Responsible for loan covenant compliance within the Credit Union's total commercial loan portfolio through obtaining of financial documents.
3. Reviews Loan Documentation and Credit Proposal recommendations as needed.
4. Ensures that all quarterly problem loan status reports are satisfactorily completed on a timely basis.
5. Ensures that all required training courses are completed on a timely basis.
6. Maintains an awareness of developing trends in the market which may impact credit quality.
7. Conducts credit investigations and analyzes credit information pertaining to loans.
8. Investigates all available sources of credit and financial information.
9. Prepares summaries, presents facts, and offers opinions concerning creditworthiness.
10. Provides credit information and references for customers, loan officers, or other agencies as requested.
11. Maintains control over current accounts, watches for any developing problems, and keeps loan officers informed.
12. Provides leadership, coaching, and/or mentoring to subordinate group.
13. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Bachelor's Degree
6+ years related experience
Equivalent combination of education and experience
EEO Statement
Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.