Asset Quality Review Officer III

Vice President, Asset Quality Review Officer
The Asset Quality Review Officer III supports an independent assessment of credit risk within the Bank by leading and/or participating in risk-based examinations of loan portfolios and centralized underwriting and support functions.

Position Responsibilities:

• Accomplished in reviewing individual loan relationships by analyzing financial statements, collateral reporting, covenants, etc. to assess credit ratings, identify strengths and weaknesses in credit underwriting and evaluate monitoring processes.
• Plans and oversees the execution of portfolio exams as the Examiner In Charge by managing a team of examiners and coordinating the completion of exam reports.
• Writes individual report sections that detail strengths and weaknesses with the composition of loan portfolios and the execution of the associated administrative processes by analyzing portfolio data and examination findings.
• Oversees special projects as requested by AQR management.
• Understands and interprets Comerica credit policy and ensures that lending departments adhere to credit policy and quality standards.
• Communicates exam results to senior management.
• Develops recommendations to correct underwriting and credit quality deficiencies.
• Works closely with, supervises and trains other AQR examiners.
• Knowledge of macroeconomic factors and how they impact specific industries
• Skilled in proof reading and editing business reports to ensure accuracy and consistency in tone, formats and messaging.
• Experienced with combining and relating data from multiple sources into a cohesive analysis.