Solutions Architect

Are you ready to build the future of our company?

About Mercury Financial

Mercury Financial is an innovative and growing financial services company with locations in both Austin, TX and Wilmington, DE. Our mission is to help customers build and maintain their financial future by offering them credit cards they can afford and understand. After only a few years, we've had great success building a significant credit card program, but we are aiming higher, which means we have lots of challenging problems for you to help us solve. Come onboard, work with some of the most talented individuals who thrive on collaboration and teamwork; and help us continue to build something special.

Location

Mercury Financial is headquartered in the progressive and entrepreneurial tech hub of Austin, Texas. Our physical location is situated in a beautiful park like setting called the Domain. The Domain's ideal location and exceptional amenities, amazing restaurant selection and convenient parking, are all perfect for after work happy hours!

Or,

Mercury Financials' Wilmington, Delaware office is located near the Riverfront. Wilmington is Delaware's largest city and is the economic engine of the state. The Riverfront combines its rich history with a host of attractions that bring great food, entertainment, and shopping to our city. Based on its convenient location, direct access to I-95, Amtrak and SEPTA, this location allows our employees the flexibility to live in a variety of the surrounding areas.

What it's like to work here:

We foster a collaborative and innovative culture where you will be empowered to do your best work. All of our employees bring everything they have to their job and are part of a larger team working towards a greater goal. We do right by our employees, our partners, and our customers.

Role:

We are seeking an innovative and forward-thinking Solutions Architect to join our technology team. In this role, you will be responsible for designing, developing, and implementing innovative payment solutions utilizing our core card processing system's existing functionality, driving system configurations, and Mercury Financial defined development projects when required that optimize our internal systems for efficiency, security, and scalability. You will work with cross-functional teams, including product managers, engineers, and business stakeholders, to create advanced, future-proof payment solutions that support the evolving needs of the business.

What a day is like:

• Development & Implementation
• Solution Design & Architecture: Design and architect scalable, secure, and high-performance credit card payment processing systems, integrating modern technologies and industry best practices.
• Innovation & Strategy: Stay up to date with emerging trends in payment technologies, payment security (PCI-DSS compliance, tokenization, encryption), and industry regulations (EMV, PSD2). Continuously recommend innovative improvements to payment solutions.
• Cross-Functional Collaboration: Collaborate with business analysts, development teams, operations, and compliance to ensure the solution meets business requirements, technical specifications, and regulatory standards.
• Customization & Integration: Develop strategies for integrating payment gateways, fraud detection systems, and other third-party services into the broader payment ecosystem. Customize solutions to meet the needs of different industries or business models.
• Technical Leadership & Mentorship: Provide technical leadership, mentorship, and guidance to development teams in the implementation of complex credit card processing solutions.
• Optimization & Scalability: Focus on performance optimization, scalability, and the ability to manage high transaction volumes seamlessly. Ensure robust disaster recovery, redundancy, and high availability in the system architecture.
• Documentation & Training: Create detailed technical documentation and training materials. Provide support and training to internal teams and clients, as necessary.

Issue Support

• Conducts research to identify and resolve system issues. Conducts knowledge transfer for resolving issues in accordance with stated processes. Assigned as contact with the outside vendors to resolve issue or propose definition of problem for subsequent action.
• Participates in calls with technical, account management, vendors in resolution of issue. Provides business with updates for issue tracking systems, while keeping the management informed.
• Builds relationships through accurate and timely communication. Establishes credibility through knowledge of systems and product functionality. Understands business needs and objectives and identifies opportunities to promote new products and services.
• Interprets basic technical issues and project requests. Assists in determining root cause analysis and identifying technical changes needed. Translates for internal teams and stakeholders.

You're perfect for this role if you have:

• 7-10 years of experience in payment processing or financial technology solutions, with a proven history in architecting and implementing credit card payment systems
• Deep understanding of credit card payment technologies, including tokenization, EMV, payment gateways, and merchant services
• Knowledge of cloud platforms (AWS, Azure, GCP) and distributed computing
• Strong knowledge of payment processing standards and protocols
• Familiarity with software development languages (Java, Python, SQL) and architectural patterns (microservices, API-driven)
• Experience with payment integrations, including mobile wallets (Apple Pay, Google Pay) and other modern payment methods (QR code, NFC)
• Strong problem-solving abilities and critical thinking skills
• Excellent communication and people skills, with the ability to explain complex concepts to both technical and non-technical stakeholders
• Leadership abilities with a history of guiding teams through complex, large-scale projects
• TSYS - TS2 Consumer Processing Platform and ancillary products and systems such as Quick Remit Payment Processing and TSYS Loyalty Platform (preferred).

Why you'll like working here:

This isn't a place where you will fill a seat and keep your head down. This is a place where everybody is expected to help build something. This is a place where you can be involved and lead in your areas of expertise. So, how much do you believe in yourself? If you believe in your skills, in your drive and determination, we'll give you the resources and room to show the world what you can do. Here are just a few of the benefits we offer:

• Employer insurance coverage for employee & dependents
• Life insurance
• 401K with generous employer match
• Wellness program
• Monthly Company Events
• Hybrid Work Model

Mercury Financial is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, among other things, or status as a qualified individual with disability.