Credit Administration Quantitative Manager
Apply NowCompany: United Community Banks
Location: Greenville, SC 29615
Description:
About the Role:
As the Credit Administration Quantitative Manager, you will develop and implement quantitative and analytic models, assessments, and applications to support commercial lending risk management efforts. You will utilize established risk analysis methodologies to build, document, and implement risk rating models by product/portfolio consistent with the Organization's Risk Appetite. You will work with senior leadership to remediate gaps and lead improvements identified between existing practices and regulatory requirements.
What You'll Do:
What We're Looking For:
Supervisory Responsibility:
This position does not manage employees.
Working Environment and Physical Demands:
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
As the Credit Administration Quantitative Manager, you will develop and implement quantitative and analytic models, assessments, and applications to support commercial lending risk management efforts. You will utilize established risk analysis methodologies to build, document, and implement risk rating models by product/portfolio consistent with the Organization's Risk Appetite. You will work with senior leadership to remediate gaps and lead improvements identified between existing practices and regulatory requirements.
What You'll Do:
- Risk Modeling and Analysis:
- Utilize advanced analytics and risk modeling techniques to assess future risks, opportunities, and the effectiveness of the Bank's risk rating methodology and process.
- Apply financial modeling best practices to quantify and rank order risk and aggregate risk band distribution.
- Validate models through established risk management protocols, including performance monitoring and documentation.
- Change Management and Support:
- Provide ongoing support for change management related to the bank's risk rating models.
- Develop and maintain documentation, policies, and procedures.
- Lead business-need discovery sessions and translate them into design and project plans.
- Innovation and Communication:
- Provide ongoing support for change management related to the bank's risk rating models.
- Develop and maintain documentation, policies, and procedures.
- Lead business-need discovery sessions and translate them into design and project plans.
- Mentorship:
- Provide mentorship to other team members, sharing knowledge and expertise.
- Compliance Training:
- Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
- Other Duties:
- This job description is not designed to cover or contain a comprehensive list of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.
What We're Looking For:
- Experience:
- Ten years of experience in quantitative analysis related to risk management, including statistical analysis, modeling, and mathematics.
- Education:
- Bachelor's degree in finance, Mathematics, Statistics, Actuarial Science, or a related field required.
- Master's or PhD in a quantitative or business administration discipline preferred.
- Required Skills:
- Strong knowledge of commercial lending fundamentals, risk analysis, and modeling.
- Proven ability to translate business reporting requirements into sustainable solutions.
- Excellent time management and organizational skills with attention to detail.
- Positive attitude, self-motivated, and ability to learn quickly and adapt.
- Excellent communication and presentation skills, relevant to multiple levels within the bank.
- Preferred Skills:
- Experience in validating models and managing application or service delivery from a product ownership perspective.
Supervisory Responsibility:
This position does not manage employees.
Working Environment and Physical Demands:
- Location: Greenville, SC - United Center
- This job operates in a professional office environment. The role routinely uses standard office equipment such as computers, phones, copy machines, and printers.
- Physical requirements: Sedentary, climbing, standing, stooping, or typing.
- Position requires schedule flexibility to work evenings and weekends as needed.
- This position requires up to 10% travel.
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.