Treasury Debt Operations & Collateral Analyst
Apply NowCompany: Lendistry
Location: Los Angeles, CA 90011
Description:
A Day in the Life
The Treasury Debt Operations & Collateral Analyst is a critical member of the Treasury team, responsible for managing the operational and strategic aspects of the company's secured debt facilities and loan collateral. This role ensures optimal collateral utilization, accurate reporting, and seamless funding operations, while contributing to cash management and process improvements. The ideal candidate is highly analytical, detail-oriented, and adept at cross-functional collaboration, with a keen ability to drive efficiencies in debt and collateral management.
Lendistry: Who We Are
We're proud to be the nation's largest minority-led, tech-savvy lender for small businesses and commercial real estate. As a certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), our mission is all about creating economic opportunities and fueling growth for small business owners and their communities. Join us as we pave the way with innovative financing and financial education!
What You'll Be Doing
Trading Desk Development: Assist in building an internal trading desk to facilitate both internal and external loan sales, including developing processes, tracking systems, and reporting frameworks to support efficient loan sale activities.
Manage Collateral Allocation: Evaluate and route small business loans to secure debt facilities to maximize advance rates, optimizing the use of available collateral.
Borrowing Base Reporting: Prepare and maintain accurate borrowing base calculations and reports, ensuring compliance with facility requirements and deadlines.
Funding Coordination: Draft and submit funding notices, coordinate with lenders, and track funding activity to meet operational and liquidity needs.
Collateral Tracking: Maintain third-party Collateral Management System (CMS) to track the availability, eligibility, and status of pledged collateral across multiple lending facilities.
Cash Management Support: Collaborate with the Treasury team to manage cash forecasting, ensuring alignment with debt facility obligations and funding cycles. Evaluate new borrowing arrangements for cash collection requirements and impact on debt covenant reporting processes.
Reconciliation and Audit: Reconcile pledged collateral and funding transactions, supporting audit requests and maintaining documentation for facility compliance.
Process Improvement: Identify and implement process enhancements to improve efficiency in collateral management and debt operations.
Cross-Functional Collaboration: Partner with internal teams such as Capital Markets, Loan Servicing, Accounting, FP&A, and Risk to ensure seamless coordination of collateral and funding activities.
Compliance Monitoring: Ensure all activities adhere to credit agreements, facility guidelines, and regulatory requirements.
Your Areas of Knowledge and Expertise
Bachelor's degree in Accounting/Finance
Minimum 5+ years professional experience in Accounting/Finance/Treasury
Experience with secured debt facility agreements & facility reporting
Proficiency with MS office suite, especially Excel
Familiarity with internal controls and experience formalizing and maturing processes
Microsoft Suite (Word, Advanced Excel, PowerPoint)
Tableau Reporting experience
Familiarity with secured debt facilities and associated financial covenant reporting
Why You'll Love Working Here:
Comprehensive Medical, Dental, and Vision Insurance
Generous Paid Time Off
Birthday Day Off
12 Paid Company Holidays
401(k) Match
FSA and HSA
Paid Life Insurance
Paid Disability Insurance
Pet Insurance
Employee Assistance Program (EAP)
Professional Development Courses
In Office Provided Snacks and Drinks
Gym Facilities (LA & Tustin/CEC Offices)
In Office Engagement Activities
COMPENSATION RANGE
The US base salary range for this full-time position is $81,000-$115,000 annually.
Our salary ranges are determined by role, level, and location.
The range displayed on each job posting reflects the minimum and maximum base salary for new hires for the position across all US locations. Within the range, individual pay is determined by multiple factors like job-related skills, experience, and state of residence. Your recruiter can share more about the specific salary range during the interview process.
Please note that the compensation details listed in US role postings reflect the base salary only, and do not include any variable compensation elements.
PHYSICAL REQUIREMENTS
This is a stationary position that requires frequent sitting (approximately 95%), repetitive wrist motions, grasping, speaking, listening, close vision, and the ability to adjust focus. It also may require occasional standing, lifting, carrying of 20lbs or less, walking, kneeling, bending/stooping, twisting, pulling/pushing, and reaching above the shoulder. Employees in this position must be physically able to efficiently perform the essential functions of the position.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
The Treasury Debt Operations & Collateral Analyst is a critical member of the Treasury team, responsible for managing the operational and strategic aspects of the company's secured debt facilities and loan collateral. This role ensures optimal collateral utilization, accurate reporting, and seamless funding operations, while contributing to cash management and process improvements. The ideal candidate is highly analytical, detail-oriented, and adept at cross-functional collaboration, with a keen ability to drive efficiencies in debt and collateral management.
Lendistry: Who We Are
We're proud to be the nation's largest minority-led, tech-savvy lender for small businesses and commercial real estate. As a certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), our mission is all about creating economic opportunities and fueling growth for small business owners and their communities. Join us as we pave the way with innovative financing and financial education!
What You'll Be Doing
Trading Desk Development: Assist in building an internal trading desk to facilitate both internal and external loan sales, including developing processes, tracking systems, and reporting frameworks to support efficient loan sale activities.
Manage Collateral Allocation: Evaluate and route small business loans to secure debt facilities to maximize advance rates, optimizing the use of available collateral.
Borrowing Base Reporting: Prepare and maintain accurate borrowing base calculations and reports, ensuring compliance with facility requirements and deadlines.
Funding Coordination: Draft and submit funding notices, coordinate with lenders, and track funding activity to meet operational and liquidity needs.
Collateral Tracking: Maintain third-party Collateral Management System (CMS) to track the availability, eligibility, and status of pledged collateral across multiple lending facilities.
Cash Management Support: Collaborate with the Treasury team to manage cash forecasting, ensuring alignment with debt facility obligations and funding cycles. Evaluate new borrowing arrangements for cash collection requirements and impact on debt covenant reporting processes.
Reconciliation and Audit: Reconcile pledged collateral and funding transactions, supporting audit requests and maintaining documentation for facility compliance.
Process Improvement: Identify and implement process enhancements to improve efficiency in collateral management and debt operations.
Cross-Functional Collaboration: Partner with internal teams such as Capital Markets, Loan Servicing, Accounting, FP&A, and Risk to ensure seamless coordination of collateral and funding activities.
Compliance Monitoring: Ensure all activities adhere to credit agreements, facility guidelines, and regulatory requirements.
Your Areas of Knowledge and Expertise
Bachelor's degree in Accounting/Finance
Minimum 5+ years professional experience in Accounting/Finance/Treasury
Experience with secured debt facility agreements & facility reporting
Proficiency with MS office suite, especially Excel
Familiarity with internal controls and experience formalizing and maturing processes
Microsoft Suite (Word, Advanced Excel, PowerPoint)
Tableau Reporting experience
Familiarity with secured debt facilities and associated financial covenant reporting
Why You'll Love Working Here:
Comprehensive Medical, Dental, and Vision Insurance
Generous Paid Time Off
Birthday Day Off
12 Paid Company Holidays
401(k) Match
FSA and HSA
Paid Life Insurance
Paid Disability Insurance
Pet Insurance
Employee Assistance Program (EAP)
Professional Development Courses
In Office Provided Snacks and Drinks
Gym Facilities (LA & Tustin/CEC Offices)
In Office Engagement Activities
COMPENSATION RANGE
The US base salary range for this full-time position is $81,000-$115,000 annually.
Our salary ranges are determined by role, level, and location.
The range displayed on each job posting reflects the minimum and maximum base salary for new hires for the position across all US locations. Within the range, individual pay is determined by multiple factors like job-related skills, experience, and state of residence. Your recruiter can share more about the specific salary range during the interview process.
Please note that the compensation details listed in US role postings reflect the base salary only, and do not include any variable compensation elements.
PHYSICAL REQUIREMENTS
This is a stationary position that requires frequent sitting (approximately 95%), repetitive wrist motions, grasping, speaking, listening, close vision, and the ability to adjust focus. It also may require occasional standing, lifting, carrying of 20lbs or less, walking, kneeling, bending/stooping, twisting, pulling/pushing, and reaching above the shoulder. Employees in this position must be physically able to efficiently perform the essential functions of the position.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)