Regional President - South Texas Region

About Us
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.

Why Join Us?
We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.

Our Benefits:

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit, you'll find more than a job-you'll find purpose.

LOCATION:

• Preferred location is Robstown, but other locations within the South Texas Region will be considered based on the candidate and office availability.
• This position is expected to be filled no earlier than January 2, 2025.

EDUCATION REQUIREMENT:

• Bachelor's degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience

JOB REQUIREMENTS:

• Ten (10) or more years of progressively responsible banking or agricultural lending experience including five (5) or more years in a supervisory, management, and/or leadership role.

FUNCTIONS:

• Establishes goals and objectives for the Region and its employees and delegates authority as appropriate to carry out Association goals and objectives. Hires, develops, motivates, evaluates, and provides training of region team employees.
• Leads public and member relations activities for the region team, cultivating a positive image for the Association.
• Consults with staff on routine loan origination and the analysis, pricing and structuring of credit. Directs and mentors' staff in the analysis and structuring of large and/or complex loans that may entail higher risk to the Association. These loans exceed a delegated authority level established by management. Monitors credit quality and ratings. Meets with customers and business owners to promote new loans, investigate complaints, and resolve customer service issues.
• Responsible for compliance with internal controls, credit standards, and standards of conduct for the offices supervised. Ensures that loans in the region portfolio are properly risk rated, assigned LGD's are correct and performance status assignments are proper. Complies with proper credit administration practices as outlined in the Association's policies and procedures. Monitors progress and informs management of the assigned region's success in meeting Association goals.
• Reviews past due credits and oversees the development of corrective action plans. Assures that action plans for high-risk credits are properly developed and executed.
• Maintains awareness of agricultural trends and business activity, FCA regulations, relevant internal controls, and legal obligations. Ensures all operations comply with applicable policies, regulations, and laws. Oversees the preparation of reports required by Association management,the Board of Directors, and regulatory bodies.
• Prepares comprehensive business plans that include projections, budgets, and financial performance for the offices within the region.
• Responsible for the performance of an effective marketing strategy in the assigned Region.
• Responsible for collections, management of the association's acquired property and loans in litigation in the assigned region.
• Verify chattel inspections when required under Association procedures.

PREFERRED SKILLS:

• Ability to work well with and engage people on a continual basis as a representative of the Association to build good will and rapport.
• Ability to function within fast paced, competitive situations with high profile/complex customers.
• Outstanding oral and written communication skills.
• General knowledge of accounting/financial systems.
• Specialized knowledge of accounting/finance principles.
• Intermediate skill level in Microsoft Office applications.
• Ability to interpret intermediate to advanced accounting/financial analyses under minimum supervision.

At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant.

AA/EOE/M/F/D/V; Full description available on request.

Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request.