Outside Loan Originator

Apply Now

Company: INTERLINC MORTGAGE SERVICES LLC

Location: Round Rock, TX 78664

Description:

Job Details

Job Location
8009 Austin TX - Round Rock, TX

Remote Type
Fully Remote

Description

Summary/Objective

The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office.

Essential Duties

Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions.
  • Responsible for engaging in the sale of mortgage loan products and services to residential mortgage customers.
  • Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals.
  • Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets.
  • Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns.
  • Originates mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes.
  • Maintains current knowledge of agency and investor guidelines as well as state and federal regulations.
  • Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines.
  • Updates borrowers and their agents on the status of loan applications.
  • Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner.
  • Provides superior customer service to achieve customer satisfaction.
  • Diligently adheres to all provisions as detailed in Exhibit B of Employment Agreement.


  • Qualifications

    Required Education/Experience

    Requires a high school diploma. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.

    Preferred Education/Experience

    Preferable to have a bachelor's degree and many years of experience in originating loans. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.

    Additional Qualifications for Eligibility

    Additional qualifications for eligibility include an NMLS license.

    InterLinc Mortgage is an EEO company.

    Similar Jobs