Sr Credit Officer, Private Bank
Apply NowCompany: Texas Capital Bank
Location: Austin, TX 78745
Description:
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Brief overview of Position
The Senior Credit Officer, Private Bank is responsible for developing credit guidelines and policies, credit underwriting, credit approval and collection processes, credit monitoring practices, and providing direction to the credit team to ensure overall quality of the Private Bank's loan portfolio.
Responsibilities
To be successful in this role, the candidate must be an effective team player who is able to process large amounts of information, communicate and collaborate in a clear and concise manner, and develop innovative solutions for our clients, all while maintaining a strong and efficient attention to detail and managing multiple workstreams. Key responsibilities include, but are not limited to:
Qualifications
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News' Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate's 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.
Brief overview of Position
The Senior Credit Officer, Private Bank is responsible for developing credit guidelines and policies, credit underwriting, credit approval and collection processes, credit monitoring practices, and providing direction to the credit team to ensure overall quality of the Private Bank's loan portfolio.
Responsibilities
To be successful in this role, the candidate must be an effective team player who is able to process large amounts of information, communicate and collaborate in a clear and concise manner, and develop innovative solutions for our clients, all while maintaining a strong and efficient attention to detail and managing multiple workstreams. Key responsibilities include, but are not limited to:
- Ability to make calculated decisions and take quick and strategic action
- Expert ability to interact, negotiate, and influence at executive levels internally and externally
- Expert ability to analyze and evaluate credit risk, with ability to escalate recommendations and influence change
- Expert knowledge of loan documentation and understanding of structure and terms
- Advanced ability to self-direct and manage competing priorities on concurrent large, complex initiatives
- Comprehensive industry and market knowledge, with subject-matter expertise
- Ability to identify and influence transformational opportunities
- Knowledge of the latest financial, technology, and banking product innovations and regulations
- Lead in a fast-paced, dynamic, collaborative, and transformative environment
- Maintain strong external network and market presence through active community relationships
- Strong ability to recruit and retain talent
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- Formal Credit training or commensurate underwriting experience
- MBA, CPA, CFA or equivalent designations preferred
- Minimum of 15 years in credit roles of increasing responsibilities
- Prior experience as a Private Bank lender covering high net worth individuals, family offices and trusts a must
- Prior experience with securities based lending, home mortgages and other lending products a must
- Experience with other Private Bank risk management functions a plus. Experience with Supernova (risk management platform) a plus.
- Prior management experience preferred
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.