Binding Authority Underwriter - Hybrid

Are you an experienced underwriter with a keen understanding of how to turn risks into opportunities? If so, consider joining RSUI's Binding Authority department as an Underwriter in Atlanta, Georgia! Ideal candidates will have the perfect blend of technical underwriting expertise to maintain profitability; and the people skills needed to build and manage relationships with our customers. Underwriting is the cornerstone of our business, and we view it as a valuable, learned skill rather than a check-of-the-box process. That's why we're looking for someone who can put their own personal touch on their book of business and bring positivity and resourcefulness to their relationships with our general agent partners.

RSUI will consider higher-level titles, depending on a candidate's mix of skills and qualifications.

As RSUI is a highly team-oriented work environment with a specialized area of industry focus, in-person interaction and real-time, fast-paced collaboration are essential to our success. Building strong working relationships is a key component of RSUI's culture, and doing so is accomplished, in-part, through engaging in meaningful dialogue and making professional connections. Team meetings, employee events, and other work obligations also often require an in-person presence. This position will work RSUI's hybrid schedule, which requires three days weekly in the office.

What is it like to be part of our team? RSUI, a Berkshire Hathaway company, proudly offers supportive leadership, professional development opportunities, and fantastic employee benefits. Our collaborative, high-performance culture is driven by a steadfast commitment to our core values of People, Service, and Integrity. We embrace positivity, accountability, and a continuous learning mindset to deliver unique solutions and build lasting relationships with our customers.

Responsibilities:

• Develop and manage assigned general agents' books of business to a profitable level.
• Understand the internal relationships within the general agency and effectively communicate underwriting philosophy to all levels of the office.
• Work with general agents to identify opportunities within various business segments.
• Maintain exceptional levels of job knowledge and knowledge of market conditions and advise management of how these might impact our products and operations.
• Review and analyze referral submissions for acceptability.
• Implement agreed upon producer strategy plans to assigned general agents.
• Assist in creating, maintaining and updating the Binding Authority underwriting manual.
• Conduct internal and external underwriting audits and implement corrective action, if necessary.
• Monitor claims and loss experience on existing accounts and make recommendations for changes to achieve or maintain profitability.
• Collaborate with other departments on issues pertaining to their line of expertise.
• Examine policy and endorsement language and make recommendations for change.
• Assist with coverage analysis and form development.
• Assist in special reports and other projects, as requested.
• Attends business related functions, such as team meetings, marketing events/trips, company events, etc.
• May perform other related tasks as assigned, depending on business need.

Qualifications:

• College degree or equivalent business experience.
• Excellent knowledge of Property and Casualty Coverages.
• Five (5) or more years underwriting or MGA underwriting experience, prior Binding Authority or small commercial experience preferred.
• Excellent verbal and written communication skills.
• Team oriented attitude and approach.
• Ability to make decisions and demonstrate initiative.
• Good time management skills.
• Good working knowledge of Microsoft Office Products (Outlook, Excel and Word).
• Ability to work in a fast-paced environment.

RSUI provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type on the basis of race, color, religion, gender, gender identity, sexual orientation, national origin, age, disability, marital status, amnesty, genetic characteristics or genetic information, pregnancy or childbirth, veteran status, and any other characteristic protected by applicable Federal, state, and local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.