Credit External Data Product Manager

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary:
As the External Data Product Manager, you will be responsible for driving the strategy, development, and delivery of external data products that enable data-driven decision-making across the organization.

Job Description:

We are seeking an experienced Data Product Manager to join our global team. This role will be responsible for driving the strategy, development, and delivery of external data products that enable data-driven decision-making across the organization.

The Global Credit External Data Team is responsible for credit reporting agencies (CRAs) contractual and regulatory compliance requirements as well as third party, inbound data providers. Team members are subject matter experts and primary points of contact across all external, data-related activities. We are responsible for providing product requirement and platform approach to standardization and integration with bureaus, manage and optimize the data budget, provide analytics and reporting across data providers, and develop governance and controls for credit bureau reporting.

As the External Data Product Manager, you will be responsible for driving the strategy, development, and delivery of external data products that enable data-driven decision-making across the organization.

The ideal candidate will combine strong technical knowledge with excellent business acumen and communication skills, enabling them to bridge the gap between technical capabilities and business needs while working effectively in a contingent capacity.

Product Strategy & Development:

• Define and execute the product roadmap for data solutions, working closely with stakeholders to identify opportunities and prioritize initiatives
• Translate complex business requirements into clear technical specifications for the development team
• Lead the end-to-end product development lifecycle, from conception through launch and iteration
• Monitor product performance metrics and user feedback to drive continuous improvement

Data Management & Governance:

• Ensure data integrity, quality, and governance across various platforms and teams
• Define and enforce data contracts, SLAs, and compliance requirements
• Work closely with data engineering, analytics, and compliance teams to ensure secure and scalable data solutions

Stakeholder Management

• Partner with business units to understand their data needs and challenges
• Collaborate with data engineers, Business intelligence (BI), and analysts to ensure effective solution delivery
• Present product updates and insights to stake holders & senior leadership
• Facilitate cross-functional communication between technical and non-technical teams

Core competencies

• Develop and maintain product requirements documentation
• Guide the architecture and design of data products and solutions in collaboration with data architects and data engineers
• Work on A/B testing frameworks and data experimentation methodologies where applicable
• Analyze data to identify trends, gaps, and opportunities for optimization
• Ensure data quality, security, and compliance standards are met
• Drive the adoption of data products across organizations
• Ensure timely delivery of features with high accuracy and minimal technical debt

Required Qualifications

• Bachelor's degree in Computer Science, Information Systems, or related field
• 5+ years of product management experience, with at least 3 years focused on data products
• Strong understanding of data architecture, ETL processes, and analytics tools
• Experience with SQL and data visualization tools (e.g., Tableau, Power BI, Looker) ( good to have but not mandatory)
• Proven track record of delivering successful data products and solutions
• Excellent communication and presentation skills
• Strong project management and organizational abilities

Additional Job Description:

Subsidiary:
PayPal

Travel Percent:
0

PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.

The U.S. national annual pay range for this role is
$84500 to $204600

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.