Employee Benefits Underwriting Consultant

Employee Benefits Underwriting Consultant

JOB SUMMARY

Provides general, technical, and analytic assistance in the management and operation of The Trust's Health and Dental Pools.

ESSENTIAL JOB RESPONSIBILITIES

(The following are illustrative of the duties and responsibilities associated with this position and are not intended to be all inclusive)

• Assist in underwriting Member premiums by preparing and maintaining spreadsheets with relevant enrollment, claims, and related data.
• Monitor and analyze claim trends.
• Prepare and ensure accuracy and consistency of Member renewal documents and communications.
• Develop charts, tables, and graphs for internal and external use.
• Format data for transmission to Employee Benefits Programs consultants, actuaries, underwriters, and third-party insurance providers.
• Conduct research to provide solutions and information to internal and external stakeholders.
• Monitor and analyze Healthcare Reform developments and legal requirements at the Federal and State levels.
• Ensure Member entities are compliant with the Affordable Care Act (ACA) and the Consolidated Appropriations Act (CAA).
• Respond to questions from Member entity officials and individual subscribers; conduct research and provide accurate and timely information.

EDUCATION / EXPERIENCE REQUIREMENTS

• Bachelors degree required, preferably in mathematics, actuarial science, finance, or business administration.
• Minimum of five years experience in the healthcare industry, specifically in underwriting, with demonstrated strong analytical skills.

KNOWLEDGE, SKILLS, AND ABILITIES

• Strong knowledge of employee benefits programs, specifically health and dental insurance underwriting and benefit administration.
• Excellent analytical skills and attention to detail.
• Proficiency in Microsoft Office Suite, particularly Excel.
• Strong written and verbal communication skills.
• Effective time management and organizational skills.
• Ability to work independently with minimal supervision.
• Adaptability in a dynamic and evolving work environment.

LICENSE REQUIREMENTS

• Must possess and maintain a valid driver's license for travel to Member locations.

PHYSICAL AND OTHER REQUIREMENTS

• Ability to work in an office environment and engage in professional communication (in person and via phone).
• Perform desk-based tasks such as sitting, typing, writing, filing, and using office equipment.
• Occasionally lift objects weighing up to 25 pounds.
• Use fluent and grammatically correct English as the primary business language.
• Availability for 1025% travel within Rhode Island during work hours.