Private & Wealth Lending Credit Services Professional
Apply NowCompany: Capital Markets Placement
Location: Johnston, RI 02919
Description:
Job Description
Citizens Private Bank has accelerated its strategy to build out Wealth Management, scale Business Banking, grow deposits, and expand in key growth markets. We are looking for talented individuals with a demonstrated track record of delivering a gold glove experience to clients that results in long-term client loyalty. Citizens Private Wealth presently manages and advises on over $20 Billion in assets, offering a wide scope of services, expertise, and research, while intimately focusing on each client's unique circumstances.
Private & Wealth Specialty Lending, a critical part of Citizens Private Bank is expanding as we seek to continue our build of new products and meet increased volume demands. The business includes partner lending, securities based lending and our custom credit products.
The role of the Private & Wealth Lending Credit Services Professional performs functions supporting underwriting, credit approval, loan documentation, ongoing portfolio monitoring and annual review processes for the lending portfolio. The position processes straightforward to complex credits with sophisticated personal/family and corporate organizational structures, documentation and/or collateral structures. Independently and proactively facilitate initiation of required transactions in accordance with complex documentation and in adherence to applicable policies, procedures, legal, credit, compliance, and regulatory requirements. The incumbent will be expected to serve as a role model and be a resource for Credit Analysts and other colleagues in the business. This individual must balance the need to add profitable credit business while maintaining acceptable portfolio credit quality.
Primary responsibilities include
Qualifications, Education, Certifications and/or Other Professional Credentials
Hours & Work Schedule
About Us
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens), provides equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability, or history or record of a disability, ethnicity, gender, gender identity or expression, transgendered and transitioning individuals, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens we are committed to fostering an inclusive culture that enables colleagues to bring their best selves to work every day and where all are expected to be treated with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. We perform our best so we can do more for our customers, colleagues, communities and shareholders.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Citizens Private Bank has accelerated its strategy to build out Wealth Management, scale Business Banking, grow deposits, and expand in key growth markets. We are looking for talented individuals with a demonstrated track record of delivering a gold glove experience to clients that results in long-term client loyalty. Citizens Private Wealth presently manages and advises on over $20 Billion in assets, offering a wide scope of services, expertise, and research, while intimately focusing on each client's unique circumstances.
Private & Wealth Specialty Lending, a critical part of Citizens Private Bank is expanding as we seek to continue our build of new products and meet increased volume demands. The business includes partner lending, securities based lending and our custom credit products.
The role of the Private & Wealth Lending Credit Services Professional performs functions supporting underwriting, credit approval, loan documentation, ongoing portfolio monitoring and annual review processes for the lending portfolio. The position processes straightforward to complex credits with sophisticated personal/family and corporate organizational structures, documentation and/or collateral structures. Independently and proactively facilitate initiation of required transactions in accordance with complex documentation and in adherence to applicable policies, procedures, legal, credit, compliance, and regulatory requirements. The incumbent will be expected to serve as a role model and be a resource for Credit Analysts and other colleagues in the business. This individual must balance the need to add profitable credit business while maintaining acceptable portfolio credit quality.
Primary responsibilities include
- This role works diligently to offer innovative solutions, partner with internal colleagues and always keeps the customer experience top of mind.
- Takes a consultative approach and be willing to challenge the status quo and think proactively.
- Demonstrates understanding of Private Bank lending products.
- Models behaviors that exemplify superior customer service.
- Demonstrates consistency in meeting target performance goals.
Qualifications, Education, Certifications and/or Other Professional Credentials
- Experience in operations, underwriting, and/or sales of lending products
- Leadership experience as a sole contributor, team lead or manager
- Bachelor's degree
Hours & Work Schedule
- Hours per Week: 40
- Work Schedule: M-F 8:00-5:00
About Us
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens), provides equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability, or history or record of a disability, ethnicity, gender, gender identity or expression, transgendered and transitioning individuals, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens we are committed to fostering an inclusive culture that enables colleagues to bring their best selves to work every day and where all are expected to be treated with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. We perform our best so we can do more for our customers, colleagues, communities and shareholders.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.