Sr Credit Administrator- C&I

Responsibilities & Duties

• Approve or reject complex loans within delegated authority including where difficult questions of policy and credit risk may be involved.
• Understand and implement the Bank's lending policies and Responsibility for annual reviews of policies and procedures, as assigned.
• Responsible for providing effective credible challenge on client selection, risk identification/mitigation, and adherence to risk appetite, policies, and underwriting standards.
• Coaching responsibilities may include management of lending and mentoring authority over the RMs, and PMs assigned to him or her.
• Help lead strategic planning related to C&I lending products, including risk appetite, regulatory and economic
• Enforce the Bank's loan policy and procedures with a focus on identifying policy exceptions and appropriately addressing key
• Help training junior lenders; providing guidance in analysis and credit
• Identify developing trends in the loan portfolio and lending
• Identify potential problem Ongoing affirmation of accurate risk ratings and triggers for upgrades/downgrades.
• Comply with the government regulations and laws, including Bank Secrecy Act- Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act, Fair Lending and Equal Credit Opportunity Act, FACT Act and Fair Credit Reporting Act, Community Reinvestment Act and other applicable laws and Ensure adherence to Environmental Risk Management procedures supporting Environmental Risk Management policies. Provide on-going training on these compliance requirements to the lending staff, as applicable.
• Provide first line senior approvals for transactions; help prepare and coordinate lender transactions to Management Loan Committee (MLC).
• Pre-review loan presentations before Head, CCO and/or
• Review and approve loans under Delegated Lending
• Discuss individual loans with Loan Officers on an ongoing basis, or as
• Perform business site visitations and interview applicants as
• Follow up on issues from CAD monitoring schedule, external and internal loan reviews and regulatory
• Conduct periodic meetings with assigned Loan Officers
• Coordinate and conduct various training classes including credit training class for Loan Officer
• Monitor Past Due Report and report new past due customers to
• Mentor and help train Loan Administration Department
• Confirm accuracy of various loan administration reports prepared by Loan Administration Officers/Assistant.
• Screen and recommend outside vendor/service companies for the lending
• Monitor and resolve any credit related
• Acquire good knowledge on functions and usage of computer systems as related to the assigned job
• Be current and knowledgeable in industry's trend in safeguarding the Bank against confidential data leak, identity theft fraudulent activities, and computer security threats. Report suspicious activities to manager, Chief Risk Officer or Chief Information Security

Job Qualifications/Requirements

• Bachelor's Degree, preferably in business or finance but not mandatory
• 10+ years of related credit experience with up to $7MM in loan approval authority.
• Proven knowledge of C&I loans and related products and services. Lead bank experience preferred.
• Experience working with the credit committees, executive management, regulators, auditors, accountants, and other consultants in the industry.
• Broad knowledge of credit underwriting and loan structuring with particular emphasis on cash flow and enterprise value
• Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
• Ability to respond effectively to the most sensitive inquiries or customer complaints.
• Ability to make effective and persuasive speeches and presentations on controversial or complex topics to top management, employees, regulators, or board members.
• Excellent analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.
• Ability to interpret an extensive variety of macroeconomic, technical or industry metrics.
• Protection of confidential information and records

The salary range for this full-time position is $180,000.00 annually - $220,000.00 annually + bonus + benefits

Salary ranges are determined based on qualifications, level, and location.

Exact compensation may vary based on your skills and experience.

Bank of Hope is an equal employment opportunity employer and does not discriminate on the basis of race, color, gender, religion, age, sexual orientation, genetic information, national or ethnic origin, disability, marital status, veteran status or any other basis protected by federal, state, or local law.