Credit Strategy Sr Analyst
Apply NowCompany: Climb
Location: New York, NY 10025
Description:
About Us
Climb (NMLS# 1240013) is an innovative student payment platform that makes career-focused education more accessible and affordable. Driven by a mission to empower individuals to unlock their potential - no matter their credit profile - Climb identifies programs and schools that offer skill-based training programs, then provides learners with payment options that are structured to meet the unique needs of those seeking career training. Recognizing the dynamic and diverse nature of a rapidly-changing economy, Climb partners with schools that teach everything from cybersecurity to healthcare training, heavy machine operation to data science, and culinary arts to AI & Machine Learning. While status quo education pathways are struggling to meet the real-world needs of students and prospective employers, Climb and its partner schools are committed to an inspiring practicality that helps bridge the gap between people looking for career training and companies looking to build a skilled workforce. Through unconscious bias training, a series of values-based interview questions, and a focus on diversity-first job boards, we are committed to cultivating a team that recruits, retains, and celebrates a variety of backgrounds, perspectives, and skills.
About the role
We are seeking a talented Credit Strategy Senior Analyst to join our fast-growing startup and play a key role in shaping our Credit and Collections strategies. This individual will be responsible for developing and optimizing credit strategies, conducting performance monitoring, and running simulations to drive continuous improvements that align with profitability and loss objectives.
In this role, you will collaborate closely with Operations, Product, and Senior Leadership to ensure credit performance exceeds targets. The ideal candidate has a strong background in data analysis and manipulation, experience with analytical tools and technologies, and a proven ability to generate insights that lead to actionable recommendations for key stakeholders. This is an individual contributor role reporting directly to the Head of Credit.
Responsibilities: Focus on Data + Reporting + Analysis
Skills and Experience:
Perks & Benefits
More details to follow upon hire!
Climb (NMLS# 1240013) is an innovative student payment platform that makes career-focused education more accessible and affordable. Driven by a mission to empower individuals to unlock their potential - no matter their credit profile - Climb identifies programs and schools that offer skill-based training programs, then provides learners with payment options that are structured to meet the unique needs of those seeking career training. Recognizing the dynamic and diverse nature of a rapidly-changing economy, Climb partners with schools that teach everything from cybersecurity to healthcare training, heavy machine operation to data science, and culinary arts to AI & Machine Learning. While status quo education pathways are struggling to meet the real-world needs of students and prospective employers, Climb and its partner schools are committed to an inspiring practicality that helps bridge the gap between people looking for career training and companies looking to build a skilled workforce. Through unconscious bias training, a series of values-based interview questions, and a focus on diversity-first job boards, we are committed to cultivating a team that recruits, retains, and celebrates a variety of backgrounds, perspectives, and skills.
About the role
We are seeking a talented Credit Strategy Senior Analyst to join our fast-growing startup and play a key role in shaping our Credit and Collections strategies. This individual will be responsible for developing and optimizing credit strategies, conducting performance monitoring, and running simulations to drive continuous improvements that align with profitability and loss objectives.
In this role, you will collaborate closely with Operations, Product, and Senior Leadership to ensure credit performance exceeds targets. The ideal candidate has a strong background in data analysis and manipulation, experience with analytical tools and technologies, and a proven ability to generate insights that lead to actionable recommendations for key stakeholders. This is an individual contributor role reporting directly to the Head of Credit.
Responsibilities: Focus on Data + Reporting + Analysis
- Credit Strategy Performance Monitoring and Analytics
- Application Funnel
- Vintage
- Product
- Program
- Econometric
- Collections Strategy Performance monitoring and Analytics
- Channel strategy; call, text,digital, mail
- Recovery and Litigation
- Portfolio Performance Monitoring and Analytics
- Portfolio
- Econometric
- Program - BK,Settlement, Deceased, loan mods ....
- School Monitoring and Analytics
- Data Mining and Structuring
- Ad Hoc Strategy and Analytics including Collections strategies
- Strategy Development and monitoring
- New methodologies and data evaluation
Skills and Experience:
- Need to have:
- 3+ years of experience in financial services in an analytical or quantitative role
- 3+years of experience with data mining and structure. Experience with relational databases and analytical tools such as SQL, Python, R or similar applications
- Strong knowledge of analytical methodologies and problem solving skills
- Attention to detail and numbers with a big picture view to quickly grasp and understand complex problems, impacts and concepts
- Data: Strong SQL query skills (dont need DBA)
- Microsoft or Google Office Suite (xls skills a must)
- Business Intelligence Tool experience
- Reporting and metric definition experience
- Project management experience (requirements gathering and conversion)
- Nice to have skills:
- Statistical analysis
- Data: Object oriented programming language (i.e. Python,C#,)
- Portfolio Management experience (1st or 2nd line credit risk experience)
- Operations experience
- Pricing Experience
- Source Control (GIT) and Automation
- Forecasting and Econometric modeling
Perks & Benefits
- Medical, Dental, &Vision Plans
- Annual education stipend for any new skill development, continuing education program, or professional development course.
- WFH stipend to help set up your home office
- Unlimited PTO
- 12 paid holidays
- $20/monthly lunch stipend
- 401k plan with an employer match
- Parental leave: up to 14 weeks full time off, including 8 weeks fully paid time off, to be used during the first year of. your child's life. More details can be found in our Parental Leave Policy.
More details to follow upon hire!